Bank of India Credit Officer Recruitment 2025-26 Eligibility Criteria
Bank of India Credit Officer Recruitment 2025–26 notification has been officially released for the recruitment of 514 Credit Officer posts under the General Banking Officer (GBO) stream. This is a big career opportunity for candidates aiming for a stable and prestigious job in a leading public sector bank.
The recruitment process will be conducted online, and eligible candidates can submit their applications through the official Bank of India website within the prescribed dates .
Table of Contents
🔹 Bank of India Credit Officer Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 514 |
| Scale | MMGS-II, MMGS-III, SMGS-IV |
| Application Mode | Online |
| Start Date | 20 December 2025 |
| Last Date | 05 January 2026 |
| Job Location | Across India |
| Official Website | bankofindia.bank.in |
Candidates who are preparing for banking exams can also check latest bank jobs on JobMithram to stay updated with new public sector bank recruitments
🔹 Bank of India Credit Officer Vacancy Details 2025
| Scale | Vacancies |
|---|---|
| Credit Officer – MMGS-II | 418 |
| Credit Officer – MMGS-III | 60 |
| Credit Officer – SMGS-IV | 36 |
| Total | 514 |
Vacancies are provisional and may change as per Bank requirements.
🔹 Bank of India Credit Officer Salary 2025
Selected candidates will receive attractive pay along with allowances:
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
Additional benefits include DA, HRA, medical benefits, pension, and leave facilities.
🔹 Eligibility Criteria for Bank of India Credit Officer Recruitment 2025
✔ Age Limit (as on 01-11-2025)
- MMGS-II: 25 – 35 years
- MMGS-III: 28 – 38 years
- SMGS-IV: 30 – 40 years
Age relaxation is applicable for SC, ST, OBC, PwBD, Ex-Servicemen as per government rules.
✔ Educational Qualification
Candidates must possess the required educational qualification and experience as specified in the official notification. Detailed eligibility is mentioned scale-wise in the notification PDF .
🔹 Selection Process
The Bank of India Credit Officer selection process includes:
- Online Examination
- Personal Interview (if applicable)
- Document Verification
- Medical Examination
Exam Pattern (Online Test)
- English Language – 25 marks (qualifying only)
- Reasoning – 25 marks
- Quantitative Aptitude – 25 marks
- Professional Knowledge – 75 marks
- Total: 150 marks | Duration: 120 minutes
Aspirants should regularly follow bank exam admit card updates on JobMithram for information related to exam dates and call letter downloads.
🔹 Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 |
| General / OBC / EWS | ₹850 |
Candidates interested in Bank of India Credit Officer Recruitment 2025–26 should carefully review the eligibility conditions, age limit, and selection process before applying online. The official notification for Bank of India Credit Officer Recruitment 2025–26 provides complete details about vacancies, salary structure, and examination pattern.
🔹 How to Apply for Bank of India Credit Officer Recruitment 2025
- Visit bankofindia.bank.in
- Go to Careers → Recruitment of Credit Officers
- Register using email & mobile number
- Fill the application form carefully
- Upload photograph, signature & documents
- Pay application fee online
- Submit and download application copy
🔹 Important Dates
- Application Start Date: 20 December 2025
- Last Date to Apply: 05 January 2026
- Exam Date: To be announced
🔹 Important Links (DoFollow)
- Official Website: Click here
- Apply Online: Click here
- Official Notification PDF: Click here
- Join Telegram Channel: Click Here
- Join WhatsApp Channel: Click Here
For results and final selection updates, candidates can visit latest bank results published on JobMithram.
❓ FAQs – Bank of India Credit Officer Recruitment 2025
1. How many vacancies are released?
A total of 514 Credit Officer vacancies are announced.
2. What is the last date to apply?
The last date is 05 January 2026.
3. What is the salary of a Credit Officer in Bank of India?
Salary ranges from ₹64,820 to ₹1,20,940 depending on scale.
4. Is the exam conducted online?
Yes, the examination will be conducted online.
5. Is experience required?
Yes, post-wise experience is required as per notification.
6. Is English paper qualifying?
Yes, English Language test is qualifying only.
7. Can I apply for multiple posts?
No, only one post is allowed per candidate.
8. Is there negative marking?
Yes, 0.25 marks will be deducted for each wrong answer.
9. Where can I download the admit card?
From the official Bank of India website.
10. Is this a permanent job?
Yes, this is a permanent government bank job.
✅ Conclusion
The Bank of India Credit Officer Recruitment 2025–26 is a golden opportunity for banking professionals seeking growth, stability, and attractive pay in a reputed public sector bank. Interested candidates should apply early and start focused preparation to secure their place in this prestigious recruitment drive.
🔔 General Information & Important Instructions
Candidates who are willing to work anywhere in India should apply for this recruitment. Applicants are permitted to apply for only one post; if multiple applications are submitted, only the latest valid application will be considered.
Applicants must maintain a valid email ID and mobile number throughout the recruitment process, as all communication will be sent electronically. The Bank of India reserves the right to post or transfer selected officers anywhere in India as per administrative requirements.
Candidates who have previously worked in similar posts in Bank of India are not eligible to apply. Once the registration is completed, no request for change of category or personal details will be accepted under any circumstances.
Candidates currently working in Government departments, Public Sector Banks, or PSUs must produce a No Objection Certificate (NOC) at the time of interview.
Admit cards or call letters will be made available only through the official website. No hard copy of the call letter will be sent by post.
💰 Security Deposit Requirement
Selected candidates will be required to pay a refundable security deposit at the time of joining:
- MMGS-II Officers: ₹2,00,000
- MMGS-III and above: ₹3,00,000
The security deposit will be refunded after completion of 3 years of satisfactory service with the bank.
🩺 Medical Fitness
Final appointment is subject to the candidate being medically fit as per the medical standards prescribed by Bank of India.
⚠️ Other Important Conditions
The Bank of India reserves the right to cancel, modify, or change the recruitment process, including the number of vacancies, at any stage without prior notice. Any dispute related to this recruitment will be subject to the jurisdiction of courts at Mumbai only.
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